Legal costs and timelines, in plain numbers. Not a law firm.
Traffic Tickets, in numbers
Traffic tickets, explained with real numbers.
Every figure sourced and dated. Updated 2026-09-01.
The fine is the small number: nationally $75 to $400. The big number is insurance: one speeding ticket raises premiums 24% on average, and the state spread is wild, from 44% in California down to 11% in New York.
The math on fighting it
Traffic lawyers typically charge flat fees of $200 to $500. Against a multi-year insurance surcharge, that math often favors fighting, which is exactly the calculation we lay out in Should I fight my ticket. California's all-in example: $274 for even a low-speed violation.
Ticket in hand and deciding whether to just pay it?
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Sources for every figure on this page
$75 to $400: Insurify 2026: national speeding-fine range (published estimate, retrieved 2026-09-01).
24%: ValuePenguin 2026: average insurance increase after one speeding ticket (about $50/month full coverage) (published estimate, retrieved 2026-09-01).
44%: ValuePenguin 2026: the one-ticket increase in California; New York's is 11% (published estimate, retrieved 2026-09-01).
$200 to $500: Best Online Traffic School 2026: typical traffic-lawyer flat fee (published estimate, retrieved 2026-09-01).
$274: MyImprov 2026: California all-in cost, 1-15 mph over ($438 at 16-25, $567 at 26+) (published estimate, retrieved 2026-09-01).
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